INDUSTRIAL BANK OF KOREA

024110 KRX Financials Financials
KOSPI
₩20,850.00
+1.71%
Delayed · cached 15 min

Fair value analysis

024110
INDUSTRIAL BANK OF KOREA
FinancialsFinancials
₩20,850.00
Close used for this calculation
₩52,469.81Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
43/100
Profitability4/25
Returns6/25
Balance Sheet8/25
Efficiency25/25
Growth13/25
Average
Quality radar
43Prof.4/25Ret.6/25Eff.25/25B.Sht8/25Growth13/25

Consensus fair value

₩52,469.81
Below FV
▲ +151.7% against the close used
Model range ₩11,165.18 – ₩63,660.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩11,165.18Fair value₩52,469.81Bull₩63,660.00
FairClose
52-week traded range
52W low ₩18,790.0052W high ₩28,550.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

INDUSTRIAL BANK OF KOREA closed at ₩20,850.00, 60.3% below the consensus fair value of ₩52,469.81 drawn from 7 valuation models.

Financial DNA score 43/100 — Average. P/E of 6.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩59,657.49
+186.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩56,974.92
+173.3%
√(22.5 × EPS × BVPS)
EPS=3183, BVPS=45326.09
P/E Fair Value
₩63,660.00
+205.3%
EPS × 20x (sector P/E)
EPS=3183, Sector P/E=20x
Dividend Discount (DDM)
₩11,165.18
-46.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=875.7, r=10%, g=2%
Book Value (P/B)
₩28,749.69
+37.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=45326.09, ROE=7.4%, g=3%, r=10%
Reverse DCF
₩20,850.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -8.4% | Historical: 0%
Margin of Safety
₩45,073.10
+116.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=60097.47, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.