Seoul Guarantee Insurance Company

031210 KRX Financials Financials
KOSPI
₩43,450.00
+0.35%
Delayed · cached 15 min

Fair value analysis

031210
Seoul Guarantee Insurance Company
FinancialsFinancials
₩43,450.00
Close used for this calculation
₩75,359.65Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
45/100
Profitability4/25
Returns5/25
Balance Sheet11/25
Efficiency25/25
Growth13/25
Average
Quality radar
45Prof.4/25Ret.5/25Eff.25/25B.Sht11/25Growth13/25

Consensus fair value

₩75,359.65
Below FV
▲ +73.4% against the close used
Model range ₩23,223.28 – ₩100,161.83
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩23,223.28Fair value₩75,359.65Bull₩100,161.83
FairClose
52-week traded range
52W low ₩40,100.0052W high ₩62,000.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Seoul Guarantee Insurance Company closed at ₩43,450.00, 42.3% below the consensus fair value of ₩75,359.65 drawn from 7 valuation models.

Financial DNA score 45/100 — Average. P/E of 11.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩100,161.83
+130.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩80,494.06
+85.3%
√(22.5 × EPS × BVPS)
EPS=3844, BVPS=74913.79
P/E Fair Value
₩76,880.00
+76.9%
EPS × 20x (sector P/E)
EPS=3844, Sector P/E=20x
Dividend Discount (DDM)
₩28,807.35
-33.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=2259.4, r=10%, g=2%
Book Value (P/B)
₩23,223.28
-46.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=74913.79, ROE=5.2%, g=3%, r=10%
Reverse DCF
₩43,450.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -0.6% | Historical: 0%
Margin of Safety
₩64,383.97
+48.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=85845.3, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.