Samsung Life Insurance co., Ltd

032830 KRX Financials Financials
KOSPI
₩307,500.00
-0.65%
Delayed · cached 15 min

Fair value analysis

032830
Samsung Life Insurance co., Ltd
FinancialsFinancials
₩307,500.00
Close used for this calculation
₩348,867.16Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
28/100
Profitability4/25
Returns2/25
Balance Sheet11/25
Efficiency11/25
Growth10/25
Weak
Quality radar
28Prof.4/25Ret.2/25Eff.11/25B.Sht11/25Growth10/25

Consensus fair value

₩348,867.16
Near FV
▲ +13.5% against the close used
Model range ₩33,445.62 – ₩511,767.64
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩33,445.62Fair value₩348,867.16Bull₩511,767.64
FairClose
52-week traded range
52W low ₩144,800.0052W high ₩497,000.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Samsung Life Insurance co., Ltd closed at ₩307,500.00, 11.9% below the consensus fair value of ₩348,867.16 drawn from 7 valuation models.

Financial DNA score 28/100 — Weak. P/E of 24.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩511,767.64
+66.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩317,529.62
+3.3%
√(22.5 × EPS × BVPS)
EPS=12824, BVPS=349431.82
P/E Fair Value
₩256,480.00
-16.6%
EPS × 20x (sector P/E)
EPS=12824, Sector P/E=20x
Dividend Discount (DDM)
₩129,380.63
-57.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=10147.5, r=10%, g=2%
Book Value (P/B)
₩33,445.62
-89.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=349431.82, ROE=3.7%, g=3%, r=10%
Reverse DCF
₩307,500.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 9.6% | Historical: 0%
Margin of Safety
₩271,444.32
-11.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=361925.75, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.