SHINHAN FINANCIAL GROUP CO.,LTD

055550 KRX Financials Financials
KOSPI
₩112,900.00
+2.36%
Delayed · cached 15 min

Fair value analysis

055550
SHINHAN FINANCIAL GROUP CO.,LTD
FinancialsFinancials
₩112,900.00
Close used for this calculation
₩220,581.65Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
48/100
Profitability6/25
Returns6/25
Balance Sheet11/25
Efficiency25/25
Growth13/25
Average
Quality radar
48Prof.6/25Ret.6/25Eff.25/25B.Sht11/25Growth13/25

Consensus fair value

₩220,581.65
Below FV
▲ +95.4% against the close used
Model range ₩43,328.20 – ₩342,600.40
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩43,328.20Fair value₩220,581.65Bull₩342,600.40
FairClose
52-week traded range
52W low ₩67,800.0052W high ₩114,500.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

SHINHAN FINANCIAL GROUP CO.,LTD closed at ₩112,900.00, 48.8% below the consensus fair value of ₩220,581.65 drawn from 7 valuation models.

Financial DNA score 48/100 — Average. P/E of 11.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩342,600.40
+203.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩163,710.12
+45.0%
√(22.5 × EPS × BVPS)
EPS=9812, BVPS=121397.85
P/E Fair Value
₩196,240.00
+73.8%
EPS × 20x (sector P/E)
EPS=9812, Sector P/E=20x
Dividend Discount (DDM)
₩43,328.20
-61.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=3398.29, r=10%, g=2%
Book Value (P/B)
₩96,771.43
-14.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=121397.85, ROE=8.6%, g=3%, r=10%
Reverse DCF
₩112,900.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -0.4% | Historical: 0%
Margin of Safety
₩175,637.63
+55.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=234183.51, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.