TONGYANG LIFE INSURANCE CO.,LTD.
KOSPI
₩8,250.00
+0.00%
Delayed · cached 15 min
Fair value analysis
082640
TONGYANG LIFE INSURANCE CO.,LTD.
₩8,250.00
Close used for this calculation
₩13,249.79Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
43/100
Quality radar
Consensus fair value
₩13,249.79
Below FV▲ +60.6% against the close used
Model range ₩5,101.59 – ₩15,960.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₩5,101.59Fair value₩13,249.79Bull₩15,960.00
FairClose
52-week traded range
52W low ₩6,130.0052W high ₩9,100.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
TONGYANG LIFE INSURANCE CO.,LTD. closed at ₩8,250.00, 37.7% below the consensus fair value of ₩13,249.79 drawn from 7 valuation models.
Financial DNA score 43/100 — Average. P/E of 10.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₩14,956.54
+81.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩13,359.21
+61.9%
√(22.5 × EPS × BVPS)
EPS=798, BVPS=9939.76
P/E Fair Value
₩15,960.00
+93.5%
EPS × 20x (sector P/E)
EPS=798, Sector P/E=20x
Dividend Discount (DDM)
₩5,101.59
-38.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=400.12, r=10%, g=2%
Book Value (P/B)
₩7,156.63
-13.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=9939.76, ROE=8%, g=3%, r=10%
Reverse DCF
₩8,250.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -1.9% | Historical: 0%
Margin of Safety
₩11,068.94
+34.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=14758.58, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.