Hana Financial Group Inc.

086790 KRX Financials Financials
KOSPI
₩137,800.00
+1.85%
Delayed · cached 15 min

Fair value analysis

086790
Hana Financial Group Inc.
Financials›Financials
₩137,800.00
Close used for this calculation
₩230,623.71Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
40/100
Profitability6/25
Returns6/25
Balance Sheet3/25
Efficiency25/25
Growth13/25
Average
Quality radar
40Prof.6/25Ret.6/25Eff.25/25B.Sht3/25Growth13/25

Consensus fair value

₩230,623.71
Below FV
▲ +67.4% against the close used
Model range ₩70,278.00 – ₩279,080.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩70,278.00Fair value₩230,623.71Bull₩279,080.00
FairClose
52-week traded range
52W low ₩84,400.0052W high ₩139,500.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Hana Financial Group Inc. closed at ₩137,800.00, 40.2% below the consensus fair value of ₩230,623.71 drawn from 7 valuation models.

Financial DNA score 40/100 — Average. P/E of 9.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩261,533.34
+89.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩226,947.59
+64.7%
√(22.5 × EPS × BVPS)
EPS=13954, BVPS=164047.62
P/E Fair Value
₩279,080.00
+102.5%
EPS × 20x (sector P/E)
EPS=13954, Sector P/E=20x
Dividend Discount (DDM)
₩70,278.00
-49.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=5512, r=10%, g=2%
Book Value (P/B)
₩140,143.54
+1.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=164047.62, ROE=9%, g=3%, r=10%
Reverse DCF
₩137,800.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -2.5% | Historical: 0%
Margin of Safety
₩191,890.23
+39.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=255853.64, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.