HANWHA LIFE INSURANCE CO., LTD.
KOSPI
₩5,990.00
+0.17%
Delayed · cached 15 min
Fair value analysis
088350
HANWHA LIFE INSURANCE CO., LTD.
₩5,990.00
Close used for this calculation
₩14,081.71Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
38/100
Quality radar
Consensus fair value
₩14,081.71
Below FV▲ +135.1% against the close used
Model range ₩1,909.31 – ₩18,959.70
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₩1,909.31Fair value₩14,081.71Bull₩18,959.70
FairClose
52-week traded range
52W low ₩2,940.0052W high ₩6,600.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
HANWHA LIFE INSURANCE CO., LTD. closed at ₩5,990.00, 57.5% below the consensus fair value of ₩14,081.71 drawn from 7 valuation models.
Financial DNA score 38/100 — Average. P/E of 7.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₩15,996.75
+167.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩18,959.70
+216.5%
√(22.5 × EPS × BVPS)
EPS=853.5, BVPS=18718.75
P/E Fair Value
₩17,070.00
+185.0%
EPS × 20x (sector P/E)
EPS=853.5, Sector P/E=20x
Dividend Discount (DDM)
₩1,909.31
-68.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=149.75, r=10%, g=2%
Book Value (P/B)
₩4,332.05
-27.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=18718.75, ROE=4.6%, g=3%, r=10%
Reverse DCF
₩5,990.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -7.4% | Historical: 0%
Margin of Safety
₩13,006.61
+117.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=17342.15, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.