The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₩1,069.00Fair value₩16,259.26Bull₩21,380.00
FairClose
52-week traded range
52W low ₩13,940.0052W high ₩14,510.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
e-Credible Co., Ltd. closed at ₩14,450.00, 11.1% below the consensus fair value of ₩16,259.26 drawn from 10 valuation models.
Financial DNA score 73/100 — Strong. P/E of 13.5x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₩20,281.06
+40.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩9,240.95
-36.0%
√(22.5 × EPS × BVPS)
EPS=1069, BVPS=3550.37 · outside Graham range (P/E 13.5, P/B 4.1) — asset-light, treat as a rough floor
Graham Formula
₩12,115.33
-16.2%
EPS × (8.5 + 2g) × 4.4 ÷ FD_Rate
g=0%, FD=3.3%
P/E Fair Value
₩21,380.00
+48.0%
EPS × 20x (sector P/E)
EPS=1069, Sector P/E=20x
Peter Lynch (PEG)
₩1,069.00
-92.6%
EPS × Growth% (PEG = 1 is fair)
EPS=1069, g=1%
EV/EBITDA
₩12,933.22
-10.5%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=15.58B
Dividend Discount (DDM)
₩8,659.16
-40.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=679.15, r=10%, g=2%
Book Value (P/B)
₩13,770.36
-4.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3550.37, ROE=30.2%, g=3%, r=10%
Reverse DCF
₩14,450.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.8% | Historical: -1%
Margin of Safety
₩11,815.75
-18.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=15754.34, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.