POSBANK CO., LTD.
KOSDAQ
₩5,020.00
-0.59%
Delayed · cached 15 min
Fair value analysis
105760
POSBANK CO., LTD.
₩5,020.00
Close used for this calculation
₩6,195.91Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
36/100
Quality radar
Consensus fair value
₩6,195.91
Below FV▲ +23.4% against the close used
Model range ₩2,105.16 – ₩8,450.65
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₩2,105.16Fair value₩6,195.91Bull₩8,450.65
FairClose
52-week traded range
52W low ₩3,355.0052W high ₩6,280.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
POSBANK CO., LTD. closed at ₩5,020.00, 19.0% below the consensus fair value of ₩6,195.91 drawn from 7 valuation models.
Financial DNA score 36/100 — Average. P/E of 12.8x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₩7,347.07
+46.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩8,450.65
+68.3%
√(22.5 × EPS × BVPS)
EPS=392, BVPS=8096.77
P/E Fair Value
₩7,840.00
+56.2%
EPS × 20x (sector P/E)
EPS=392, Sector P/E=20x
EV/EBITDA
₩2,901.34
-42.2%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=3.38B
Book Value (P/B)
₩2,105.16
-58.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=8096.77, ROE=4.8%, g=3%, r=10%
Reverse DCF
₩5,020.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.1% | Historical: 0%
Margin of Safety
₩5,909.43
+17.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7879.24, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.