BNK Financial Group Inc.

138930 KRX Financials Financials
KOSPI
₩15,930.00
+2.05%
Delayed · cached 15 min

Fair value analysis

138930
BNK Financial Group Inc.
FinancialsFinancials
₩15,930.00
Close used for this calculation
₩41,300.81Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
38/100
Profitability4/25
Returns6/25
Balance Sheet3/25
Efficiency25/25
Growth13/25
Average
Quality radar
38Prof.4/25Ret.6/25Eff.25/25B.Sht3/25Growth13/25

Consensus fair value

₩41,300.81
Below FV
▲ +159.3% against the close used
Model range ₩8,652.38 – ₩50,240.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩8,652.38Fair value₩41,300.81Bull₩50,240.00
FairClose
52-week traded range
52W low ₩13,810.0052W high ₩22,650.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

BNK Financial Group Inc. closed at ₩15,930.00, 61.4% below the consensus fair value of ₩41,300.81 drawn from 7 valuation models.

Financial DNA score 38/100 — Average. P/E of 6.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩47,081.25
+195.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩44,241.52
+177.7%
√(22.5 × EPS × BVPS)
EPS=2512, BVPS=34630.43
P/E Fair Value
₩50,240.00
+215.4%
EPS × 20x (sector P/E)
EPS=2512, Sector P/E=20x
Dividend Discount (DDM)
₩8,652.38
-45.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=678.62, r=10%, g=2%
Book Value (P/B)
₩22,509.78
+41.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=34630.43, ROE=7.6%, g=3%, r=10%
Reverse DCF
₩15,930.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -8.9% | Historical: 0%
Margin of Safety
₩35,390.69
+122.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=47187.59, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.