iM Financial Group Co., Ltd.

139130 KRX Financials Financials
KOSPI
₩18,450.00
+0.87%
Delayed · cached 15 min

Fair value analysis

139130
iM Financial Group Co., Ltd.
FinancialsFinancials
₩18,450.00
Close used for this calculation
₩41,702.69Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
38/100
Profitability4/25
Returns6/25
Balance Sheet3/25
Efficiency25/25
Growth13/25
Average
Quality radar
38Prof.4/25Ret.6/25Eff.25/25B.Sht3/25Growth13/25

Consensus fair value

₩41,702.69
Below FV
▲ +126.0% against the close used
Model range ₩10,256.36 – ₩50,220.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₩10,256.36Fair value₩41,702.69Bull₩50,220.00
FairClose
52-week traded range
52W low ₩13,220.0052W high ₩21,650.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

iM Financial Group Co., Ltd. closed at ₩18,450.00, 55.8% below the consensus fair value of ₩41,702.69 drawn from 7 valuation models.

Financial DNA score 38/100 — Average. P/E of 7.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₩47,062.51
+155.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩46,600.67
+152.6%
√(22.5 × EPS × BVPS)
EPS=2511, BVPS=38437.5
P/E Fair Value
₩50,220.00
+172.2%
EPS × 20x (sector P/E)
EPS=2511, Sector P/E=20x
Dividend Discount (DDM)
₩10,256.36
-44.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=804.42, r=10%, g=2%
Book Value (P/B)
₩22,733.04
+23.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=38437.5, ROE=7.1%, g=3%, r=10%
Reverse DCF
₩18,450.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -6.7% | Historical: 0%
Margin of Safety
₩35,970.80
+95.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=47961.06, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.