JB FINANCIAL GROUP CO.,LTD
KOSPI
₩31,750.00
+0.95%
Delayed · cached 15 min
Fair value analysis
175330
JB FINANCIAL GROUP CO.,LTD
₩31,750.00
Close used for this calculation
₩59,298.73Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
48/100
Quality radar
Consensus fair value
₩59,298.73
Below FV▲ +86.8% against the close used
Model range ₩17,811.75 – ₩72,380.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₩17,811.75Fair value₩59,298.73Bull₩72,380.00
FairClose
52-week traded range
52W low ₩21,950.0052W high ₩37,500.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
JB FINANCIAL GROUP CO.,LTD closed at ₩31,750.00, 46.5% below the consensus fair value of ₩59,298.73 drawn from 7 valuation models.
Financial DNA score 48/100 — Average. P/E of 8.8x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₩67,829.24
+113.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₩50,846.07
+60.1%
√(22.5 × EPS × BVPS)
EPS=3619, BVPS=31750
P/E Fair Value
₩72,380.00
+128.0%
EPS × 20x (sector P/E)
EPS=3619, Sector P/E=20x
Dividend Discount (DDM)
₩17,811.75
-43.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1397, r=10%, g=2%
Book Value (P/B)
₩40,866.79
+28.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=31750, ROE=12%, g=3%, r=10%
Reverse DCF
₩31,750.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -4.2% | Historical: 0%
Margin of Safety
₩47,763.83
+50.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=63685.1, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.