Bank of Innovation,Inc.

4393 TSE Technology Information & Communication
TSE Growth
¥5,560.00
-2.97%
Delayed · cached 15 min

Fair value analysis

4393
Bank of Innovation,Inc.
TechnologyInformation & Communication
¥5,560.00
Close used for this calculation
¥8,073.97Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
59/100
Profitability8/25
Returns17/25
Balance Sheet21/25
Efficiency13/25
Growth8/25
Good
Quality radar
59Prof.8/25Ret.17/25Eff.13/25B.Sht21/25Growth8/25

Consensus fair value

¥8,073.97
Below FV
▲ +45.2% against the close used
Model range ¥3,345.57 – ¥13,357.72
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥3,345.57Fair value¥8,073.97Bull¥13,357.72
FairClose
52-week traded range
52W low ¥4,280.0052W high ¥9,820.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Bank of Innovation,Inc. closed at ¥5,560.00, 31.1% below the consensus fair value of ¥8,073.97 drawn from 7 valuation models.

Financial DNA score 59/100 — Good. P/E of 16.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥13,357.72
+140.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥3,345.57
-39.8%
√(22.5 × EPS × BVPS)
EPS=339.99, BVPS=1463.16 · outside Graham range (P/E 16.4, P/B 3.8) — asset-light, treat as a rough floor
P/E Fair Value
¥6,799.80
+22.3%
EPS × 20x (sector P/E)
EPS=339.99, Sector P/E=20x
EV/EBITDA
¥5,455.95
-1.9%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=2.17B
Book Value (P/B)
¥4,870.23
-12.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1463.16, ROE=26.3%, g=3%, r=10%
Reverse DCF
¥5,560.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.4% | Historical: 0%
Margin of Safety
¥5,875.77
+5.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7834.36, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.