Fines inc.

5125 TSE Technology Information & Communication
TSE Growth
¥473.00
-0.42%
Delayed · cached 15 min

Fair value analysis

5125
Fines inc.
TechnologyInformation & Communication
¥473.00
Close used for this calculation
¥913.27Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
65/100
Profitability8/25
Returns16/25
Balance Sheet23/25
Efficiency18/25
Growth9/25
Strong
Quality radar
65Prof.8/25Ret.16/25Eff.18/25B.Sht23/25Growth9/25

Consensus fair value

¥913.27
Below FV
▲ +93.1% against the close used
Model range ¥118.57 – ¥1,121.97
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥118.57Fair value¥913.27Bull¥1,121.97
FairClose
52-week traded range
52W low ¥452.0052W high ¥1,050.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Fines inc. closed at ¥473.00, 48.2% below the consensus fair value of ¥913.27 drawn from 8 valuation models.

Financial DNA score 65/100 — Strong. P/E of 9.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,121.97
+137.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥741.80
+56.8%
√(22.5 × EPS × BVPS)
EPS=50.67, BVPS=482.65
P/E Fair Value
¥1,013.40
+114.2%
EPS × 20x (sector P/E)
EPS=50.67, Sector P/E=20x
Peter Lynch (PEG)
¥118.57
-74.9%
EPS × Growth% (PEG = 1 is fair)
EPS=50.67, g=2.3%
EV/EBITDA
¥724.50
+53.2%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=334.17M
Book Value (P/B)
¥565.39
+19.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=482.65, ROE=11.2%, g=3%, r=10%
Reverse DCF
¥473.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -3.3% | Historical: -2.3%
Margin of Safety
¥719.29
+52.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=959.06, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.