Shizuoka Financial Group,Inc.

5831 TSE Financials Banks
TSE Prime
¥3,551.00
+0.45%
Delayed · cached 15 min

Fair value analysis

5831
Shizuoka Financial Group,Inc.
FinancialsBanks
¥3,551.00
Close used for this calculation
¥3,117.83Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
34/100
Profitability15/25
Returns5/25
Balance Sheet3/25
Efficiency11/25
Growth12/25
Weak
Quality radar
34Prof.15/25Ret.5/25Eff.11/25B.Sht3/25Growth12/25

Consensus fair value

¥3,117.83
Near FV
▼ -12.2% against the close used
Model range ¥893.55 – ¥4,314.46
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥893.55Fair value¥3,117.83Bull¥4,314.46
FairClose
52-week traded range
52W low ¥1,931.5052W high ¥3,688.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Shizuoka Financial Group,Inc. closed at ¥3,551.00, 13.9% above the consensus fair value of ¥3,117.83 drawn from 8 valuation models.

Financial DNA score 34/100 — Weak. P/E of 21.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,327.89
-6.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,958.94
-16.7%
√(22.5 × EPS × BVPS)
EPS=167.66, BVPS=2320.92 · outside Graham range (P/E 21.2, P/B 1.5) — asset-light, treat as a rough floor
P/E Fair Value
¥3,353.20
-5.6%
EPS × 20x (sector P/E)
EPS=167.66, Sector P/E=20x
Peter Lynch (PEG)
¥3,348.17
-5.7%
EPS × Growth% (PEG = 1 is fair)
EPS=167.66, g=20%
Dividend Discount (DDM)
¥4,314.46
+21.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=79.9, r=10%, g=8%
Book Value (P/B)
¥893.55
-74.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2320.92, ROE=7.5%, g=6%, r=10%
Reverse DCF
¥3,551.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.9% | Historical: 20%
Margin of Safety
¥2,410.01
-32.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3213.34, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.