The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥719.14Fair value¥5,079.48Bull¥7,162.02
FairClose
52-week traded range
52W low ¥2,042.5052W high ¥3,574.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Chugin Financial Group,Inc. closed at ¥3,508.00, 30.9% below the consensus fair value of ¥5,079.48 drawn from 8 valuation models.
Financial DNA score 51/100 — Good. P/E of 15.7x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥7,162.02
+104.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥4,194.93
+19.6%
√(22.5 × EPS × BVPS)
EPS=222.95, BVPS=3508
P/E Fair Value
¥4,459.00
+27.1%
EPS × 20x (sector P/E)
EPS=222.95, Sector P/E=20x
Peter Lynch (PEG)
¥5,502.41
+56.9%
EPS × Growth% (PEG = 1 is fair)
EPS=222.95, g=24.7%
Dividend Discount (DDM)
¥4,868.40
+38.8%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=90.16, r=10%, g=8%
Book Value (P/B)
¥719.14
-79.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3508, ROE=6.8%, g=6%, r=10%
Reverse DCF
¥3,508.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 3.9% | Historical: 24.7%
Margin of Safety
¥3,953.99
+12.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=5271.98, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.