Rakuten Bank,Ltd.
TSE Prime
¥6,396.00
-2.71%
Delayed · cached 15 min
Fair value analysis
5838
Rakuten Bank,Ltd.
¥6,396.00
Close used for this calculation
¥9,058.15Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
73/100
Quality radar
Consensus fair value
¥9,058.15
Below FV▲ +41.6% against the close used
Model range ¥4,474.50 – ¥40,131.62
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥4,474.50Fair value¥9,058.15Bull¥40,131.62
FairClose
52-week traded range
52W low ¥4,498.0052W high ¥9,087.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Rakuten Bank,Ltd. closed at ¥6,396.00, 29.4% below the consensus fair value of ¥9,058.15 drawn from 7 valuation models.
Financial DNA score 73/100 — Strong. P/E of 15.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥40,131.62
+527.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥4,474.50
-30.0%
√(22.5 × EPS × BVPS)
EPS=418.76, BVPS=2124.92 · outside Graham range (P/E 15.3, P/B 3) — asset-light, treat as a rough floor
P/E Fair Value
¥8,375.20
+30.9%
EPS × 20x (sector P/E)
EPS=418.76, Sector P/E=20x
Peter Lynch (PEG)
¥12,562.80
+96.4%
EPS × Growth% (PEG = 1 is fair)
EPS=418.76, g=30%
Book Value (P/B)
¥8,340.30
+30.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2124.92, ROE=21.7%, g=6%, r=10%
Reverse DCF
¥6,396.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 3.5% | Historical: 38.2%
Margin of Safety
¥13,245.33
+107.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=17660.44, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.