The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥178.16Fair value¥478.33Bull¥675.70
FairClose
52-week traded range
52W low ¥465.0052W high ¥671.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
THE SHIMANE BANK,LTD. closed at ¥524.00, 9.5% above the consensus fair value of ¥478.33 drawn from 8 valuation models.
Financial DNA score 28/100 — Weak. P/E of 16.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥515.20
-1.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=5.9%, r=10%, tg=3%, n=10yr
Graham Number
¥675.70
+28.9%
√(22.5 × EPS × BVPS)
EPS=30.98, BVPS=655
P/E Fair Value
¥619.60
+18.2%
EPS × 20x (sector P/E)
EPS=30.98, Sector P/E=20x
Peter Lynch (PEG)
¥183.40
-65.0%
EPS × Growth% (PEG = 1 is fair)
EPS=30.98, g=5.9%
Dividend Discount (DDM)
¥259.83
-50.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=10.01, r=10%, g=5.9%
Book Value (P/B)
¥178.16
-66.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=655, ROE=2.7%, g=5.9%, r=10%
Reverse DCF
¥524.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.9% | Historical: 5.9%
Margin of Safety
¥452.63
-13.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=603.5, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.