LIFENET INSURANCE COMPANY

7157 TSE Financials Insurance
TSE Prime
¥1,393.00
-2.31%
Delayed · cached 15 min

Fair value analysis

7157
LIFENET INSURANCE COMPANY
FinancialsInsurance
¥1,393.00
Close used for this calculation
¥1,728.86Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
32/100
Profitability6/25
Returns6/25
Balance Sheet11/25
Efficiency9/25
Growth8/25
Weak
Quality radar
32Prof.6/25Ret.6/25Eff.9/25B.Sht11/25Growth8/25

Consensus fair value

¥1,728.86
Below FV
▲ +24.1% against the close used
Model range ¥223.78 – ¥2,002.20
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥223.78Fair value¥1,728.86Bull¥2,002.20
FairClose
52-week traded range
52W low ¥1,376.0052W high ¥2,297.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

LIFENET INSURANCE COMPANY closed at ¥1,393.00, 19.4% below the consensus fair value of ¥1,728.86 drawn from 6 valuation models.

Financial DNA score 32/100 — Weak. P/E of 13.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,864.41
+33.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥793.76
-43.0%
√(22.5 × EPS × BVPS)
EPS=100.11, BVPS=279.72 · outside Graham range (P/E 13.9, P/B 5) — asset-light, treat as a rough floor
P/E Fair Value
¥2,002.20
+43.7%
EPS × 20x (sector P/E)
EPS=100.11, Sector P/E=20x
Book Value (P/B)
¥223.78
-83.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=279.72, ROE=8.6%, g=3%, r=10%
Reverse DCF
¥1,393.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.2% | Historical: 0%
Margin of Safety
¥1,165.09
-16.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1553.46, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.