Kyushu Financial Group,Inc.

7180 TSE Financials Banks
TSE Prime
¥1,615.50
-0.15%
Delayed · cached 15 min

Fair value analysis

7180
Kyushu Financial Group,Inc.
FinancialsBanks
¥1,615.50
Close used for this calculation
¥1,661.46Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
40/100
Profitability17/25
Returns4/25
Balance Sheet3/25
Efficiency16/25
Growth17/25
Average
Quality radar
40Prof.17/25Ret.4/25Eff.16/25B.Sht3/25Growth17/25

Consensus fair value

¥1,661.46
Near FV
▲ +2.8% against the close used
Model range ¥915.45 – ¥1,981.91
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥915.45Fair value¥1,661.46Bull¥1,981.91
FairClose
52-week traded range
52W low ¥819.3052W high ¥1,620.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Kyushu Financial Group,Inc. closed at ¥1,615.50, 2.8% below the consensus fair value of ¥1,661.46 drawn from 8 valuation models.

Financial DNA score 40/100 — Average. P/E of 18.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,737.58
+7.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥1,880.30
+16.4%
√(22.5 × EPS × BVPS)
EPS=87.54, BVPS=1795
P/E Fair Value
¥1,750.80
+8.4%
EPS × 20x (sector P/E)
EPS=87.54, Sector P/E=20x
Peter Lynch (PEG)
¥1,981.91
+22.7%
EPS × Growth% (PEG = 1 is fair)
EPS=87.54, g=22.6%
Dividend Discount (DDM)
¥1,570.27
-2.8%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=29.08, r=10%, g=8%
Book Value (P/B)
¥915.45
-43.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1795, ROE=5.1%, g=6%, r=10%
Reverse DCF
¥1,615.50
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.1% | Historical: 22.6%
Margin of Safety
¥1,342.17
-16.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1789.56, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.