The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥253.23Fair value¥2,336.87Bull¥3,631.60
FairClose
52-week traded range
52W low ¥1,306.0052W high ¥1,795.50
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
JAPAN POST INSURANCE Co.,Ltd. closed at ¥1,767.50, 24.4% below the consensus fair value of ¥2,336.87 drawn from 8 valuation models.
Financial DNA score 40/100 — Average. P/E of 11.6x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥1,984.22
+12.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=1.7%, r=10%, tg=3%, n=10yr
Graham Number
¥3,631.60
+105.5%
√(22.5 × EPS × BVPS)
EPS=152.55, BVPS=3842.39
P/E Fair Value
¥3,051.00
+72.6%
EPS × 20x (sector P/E)
EPS=152.55, Sector P/E=20x
Peter Lynch (PEG)
¥253.23
-85.7%
EPS × Growth% (PEG = 1 is fair)
EPS=152.55, g=1.7%
Dividend Discount (DDM)
¥1,582.00
-10.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=124.08, r=10%, g=2%
Book Value (P/B)
¥878.26
-50.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3842.39, ROE=4.6%, g=3%, r=10%
Reverse DCF
¥1,767.50
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -0.3% | Historical: 1.7%
Margin of Safety
¥2,166.71
+22.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2888.94, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.