Yokohama Financial Group,Inc.

7186 TSE Financials Banks
TSE Prime
¥1,899.00
+0.37%
Delayed · cached 15 min

Fair value analysis

7186
Yokohama Financial Group,Inc.
FinancialsBanks
¥1,899.00
Close used for this calculation
¥1,714.47Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
36/100
Profitability15/25
Returns5/25
Balance Sheet3/25
Efficiency13/25
Growth12/25
Average
Quality radar
36Prof.15/25Ret.5/25Eff.13/25B.Sht3/25Growth12/25

Consensus fair value

¥1,714.47
Near FV
▼ -9.7% against the close used
Model range ¥604.52 – ¥2,050.92
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥604.52Fair value¥1,714.47Bull¥2,050.92
FairClose
52-week traded range
52W low ¥1,065.0052W high ¥1,982.50

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Yokohama Financial Group,Inc. closed at ¥1,899.00, 10.8% above the consensus fair value of ¥1,714.47 drawn from 8 valuation models.

Financial DNA score 36/100 — Average. P/E of 20.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,866.20
-1.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥1,636.51
-13.8%
√(22.5 × EPS × BVPS)
EPS=94.02, BVPS=1266 · outside Graham range (P/E 20.2, P/B 1.5) — asset-light, treat as a rough floor
P/E Fair Value
¥1,880.40
-1.0%
EPS × 20x (sector P/E)
EPS=94.02, Sector P/E=20x
Peter Lynch (PEG)
¥1,746.89
-8.0%
EPS × Growth% (PEG = 1 is fair)
EPS=94.02, g=18.6%
Dividend Discount (DDM)
¥2,050.92
+8.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=37.98, r=10%, g=8%
Book Value (P/B)
¥604.52
-68.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1266, ROE=7.9%, g=6%, r=10%
Reverse DCF
¥1,899.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.3% | Historical: 18.6%
Margin of Safety
¥1,345.78
-29.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1794.37, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.