Nishi-Nippon Financial Holdings,Inc.

7189 TSE Financials Banks
TSE Prime
¥4,866.00
+0.27%
Delayed · cached 15 min

Fair value analysis

7189
Nishi-Nippon Financial Holdings,Inc.
FinancialsBanks
¥4,866.00
Close used for this calculation
¥5,104.19Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
37/100
Profitability13/25
Returns5/25
Balance Sheet3/25
Efficiency16/25
Growth11/25
Average
Quality radar
37Prof.13/25Ret.5/25Eff.16/25B.Sht3/25Growth11/25

Consensus fair value

¥5,104.19
Near FV
▲ +4.9% against the close used
Model range ¥984.26 – ¥6,358.89
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥984.26Fair value¥5,104.19Bull¥6,358.89
FairClose
52-week traded range
52W low ¥2,338.0052W high ¥5,013.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Nishi-Nippon Financial Holdings,Inc. closed at ¥4,866.00, 4.7% below the consensus fair value of ¥5,104.19 drawn from 8 valuation models.

Financial DNA score 37/100 — Average. P/E of 16.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥5,716.91
+17.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥5,354.17
+10.0%
√(22.5 × EPS × BVPS)
EPS=288.02, BVPS=4423.64
P/E Fair Value
¥5,760.40
+18.4%
EPS × 20x (sector P/E)
EPS=288.02, Sector P/E=20x
Peter Lynch (PEG)
¥3,868.11
-20.5%
EPS × Growth% (PEG = 1 is fair)
EPS=288.02, g=13.4%
Dividend Discount (DDM)
¥6,358.89
+30.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=117.76, r=10%, g=8%
Book Value (P/B)
¥984.26
-79.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=4423.64, ROE=6.9%, g=6%, r=10%
Reverse DCF
¥4,866.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.9% | Historical: 13.4%
Margin of Safety
¥4,207.87
-13.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=5610.49, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.