IRRC Corporation

7325 TSE Financials Insurance
TSE Growth
¥685.00
-0.29%
Delayed · cached 15 min

Fair value analysis

7325
IRRC Corporation
FinancialsInsurance
¥685.00
Close used for this calculation
¥1,473.45Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
57/100
Profitability17/25
Returns9/25
Balance Sheet11/25
Efficiency20/25
Growth22/25
Good
Quality radar
57Prof.17/25Ret.9/25Eff.20/25B.Sht11/25Growth22/25

Consensus fair value

¥1,473.45
Below FV
▲ +115.1% against the close used
Model range ¥665.97 – ¥2,425.14
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥665.97Fair value¥1,473.45Bull¥2,425.14
FairClose
52-week traded range
52W low ¥654.0052W high ¥984.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

IRRC Corporation closed at ¥685.00, 53.5% below the consensus fair value of ¥1,473.45 drawn from 8 valuation models.

Financial DNA score 57/100 — Good. P/E of 12.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥2,425.14
+254.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥754.16
+10.1%
√(22.5 × EPS × BVPS)
EPS=53.14, BVPS=475.69
P/E Fair Value
¥1,062.80
+55.2%
EPS × 20x (sector P/E)
EPS=53.14, Sector P/E=20x
Peter Lynch (PEG)
¥897.00
+30.9%
EPS × Growth% (PEG = 1 is fair)
EPS=53.14, g=16.9%
Dividend Discount (DDM)
¥1,620.16
+136.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=30, r=10%, g=8%
Book Value (P/B)
¥665.97
-2.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=475.69, ROE=11.6%, g=6%, r=10%
Reverse DCF
¥685.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.2% | Historical: 16.9%
Margin of Safety
¥1,060.52
+54.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1414.03, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.