SBI Insurance Group Co.,Ltd.

7326 TSE Financials Insurance
TSE Growth
¥2,244.00
+2.42%
Delayed · cached 15 min

Fair value analysis

7326
SBI Insurance Group Co.,Ltd.
FinancialsInsurance
¥2,244.00
Close used for this calculation
¥4,549.02Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
49/100
Profitability17/25
Returns5/25
Balance Sheet11/25
Efficiency16/25
Growth23/25
Average
Quality radar
49Prof.17/25Ret.5/25Eff.16/25B.Sht11/25Growth23/25

Consensus fair value

¥4,549.02
Below FV
▲ +102.7% against the close used
Model range ¥193.45 – ¥8,191.04
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥193.45Fair value¥4,549.02Bull¥8,191.04
FairClose
52-week traded range
52W low ¥1,405.0052W high ¥2,542.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

SBI Insurance Group Co.,Ltd. closed at ¥2,244.00, 50.7% below the consensus fair value of ¥4,549.02 drawn from 8 valuation models.

Financial DNA score 49/100 — Average. P/E of 19.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥8,191.04
+265.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,247.39
+0.2%
√(22.5 × EPS × BVPS)
EPS=116.04, BVPS=1934.48
P/E Fair Value
¥2,320.80
+3.4%
EPS × 20x (sector P/E)
EPS=116.04, Sector P/E=20x
Peter Lynch (PEG)
¥3,481.20
+55.1%
EPS × Growth% (PEG = 1 is fair)
EPS=116.04, g=30%
Dividend Discount (DDM)
¥2,508.34
+11.8%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=46.45, r=10%, g=8%
Book Value (P/B)
¥193.45
-91.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1934.48, ROE=6.4%, g=6%, r=10%
Reverse DCF
¥2,244.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.7% | Historical: 34.1%
Margin of Safety
¥3,189.81
+42.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=4253.08, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.