Daishi Hokuetsu Financial Group,Inc.

7327 TSE Financials Banks
TSE Prime
¥2,631.00
+0.46%
Delayed · cached 15 min

Fair value analysis

7327
Daishi Hokuetsu Financial Group,Inc.
FinancialsBanks
¥2,631.00
Close used for this calculation
¥3,061.77Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
41/100
Profitability17/25
Returns5/25
Balance Sheet3/25
Efficiency16/25
Growth20/25
Average
Quality radar
41Prof.17/25Ret.5/25Eff.16/25B.Sht3/25Growth20/25

Consensus fair value

¥3,061.77
Below FV
▲ +16.4% against the close used
Model range ¥1,103.50 – ¥4,677.99
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,103.50Fair value¥3,061.77Bull¥4,677.99
FairClose
52-week traded range
52W low ¥1,335.0052W high ¥2,652.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Daishi Hokuetsu Financial Group,Inc. closed at ¥2,631.00, 14.1% below the consensus fair value of ¥3,061.77 drawn from 8 valuation models.

Financial DNA score 41/100 — Average. P/E of 16.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,187.55
+21.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,802.97
+6.5%
√(22.5 × EPS × BVPS)
EPS=160.59, BVPS=2174.38
P/E Fair Value
¥3,211.80
+22.1%
EPS × 20x (sector P/E)
EPS=160.59, Sector P/E=20x
Peter Lynch (PEG)
¥4,677.99
+77.8%
EPS × Growth% (PEG = 1 is fair)
EPS=160.59, g=29.1%
Dividend Discount (DDM)
¥3,395.57
+29.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=62.88, r=10%, g=8%
Book Value (P/B)
¥1,103.50
-58.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2174.38, ROE=8%, g=6%, r=10%
Reverse DCF
¥2,631.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.5% | Historical: 29.1%
Margin of Safety
¥2,300.58
-12.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3067.44, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.