Juroku Financial Group,Inc.

7380 TSE Financials Banks
TSE Prime
¥2,633.00
-0.23%
Delayed · cached 15 min

Fair value analysis

7380
Juroku Financial Group,Inc.
FinancialsBanks
¥2,633.00
Close used for this calculation
¥2,864.16Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
39/100
Profitability13/25
Returns5/25
Balance Sheet3/25
Efficiency18/25
Growth13/25
Average
Quality radar
39Prof.13/25Ret.5/25Eff.18/25B.Sht3/25Growth13/25

Consensus fair value

¥2,864.16
Near FV
▲ +8.8% against the close used
Model range ¥105.32 – ¥12,967.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥105.32Fair value¥2,864.16Bull¥12,967.00
FairClose
52-week traded range
52W low ¥1,048.0052W high ¥2,664.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Juroku Financial Group,Inc. closed at ¥2,633.00, 8.1% below the consensus fair value of ¥2,864.16 drawn from 8 valuation models.

Financial DNA score 39/100 — Average. P/E of 17.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,041.27
+15.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥3,012.83
+14.4%
√(22.5 × EPS × BVPS)
EPS=153.22, BVPS=2633
P/E Fair Value
¥3,064.40
+16.4%
EPS × 20x (sector P/E)
EPS=153.22, Sector P/E=20x
Peter Lynch (PEG)
¥1,890.73
-28.2%
EPS × Growth% (PEG = 1 is fair)
EPS=153.22, g=12.3%
Dividend Discount (DDM)
¥12,967.00
+392.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=240.13, r=10%, g=8%
Book Value (P/B)
¥105.32
-96.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2633, ROE=6.2%, g=6%, r=10%
Reverse DCF
¥2,633.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.1% | Historical: 12.3%
Margin of Safety
¥2,279.63
-13.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3039.5, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.