Aichi Financial Group,Inc.

7389 TSE Financials Banks
TSE Prime
¥1,979.00
+1.49%
Delayed · cached 15 min

Fair value analysis

7389
Aichi Financial Group,Inc.
FinancialsBanks
¥1,979.00
Close used for this calculation
¥1,613.32Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
39/100
Profitability14/25
Returns4/25
Balance Sheet8/25
Efficiency13/25
Growth17/25
Average
Quality radar
39Prof.14/25Ret.4/25Eff.13/25B.Sht8/25Growth17/25

Consensus fair value

¥1,613.32
Above FV
▼ -18.5% against the close used
Model range ¥646.20 – ¥2,682.60
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥646.20Fair value¥1,613.32Bull¥2,682.60
FairClose
52-week traded range
52W low ¥600.0052W high ¥1,988.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Aichi Financial Group,Inc. closed at ¥1,979.00, 22.7% above the consensus fair value of ¥1,613.32 drawn from 8 valuation models.

Financial DNA score 39/100 — Average. P/E of 22.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,675.96
-15.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥1,885.48
-4.7%
√(22.5 × EPS × BVPS)
EPS=89.42, BVPS=1766.96 · outside Graham range (P/E 22.1, P/B 1.1) — asset-light, treat as a rough floor
P/E Fair Value
¥1,788.40
-9.6%
EPS × 20x (sector P/E)
EPS=89.42, Sector P/E=20x
Peter Lynch (PEG)
¥2,682.60
+35.6%
EPS × Growth% (PEG = 1 is fair)
EPS=89.42, g=30%
Dividend Discount (DDM)
¥1,720.84
-13.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=134.97, r=10%, g=2%
Book Value (P/B)
¥646.20
-67.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1766.96, ROE=5.6%, g=3%, r=10%
Reverse DCF
¥1,979.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.5% | Historical: -35.6%
Margin of Safety
¥1,337.46
-32.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1783.28, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.