Resona Holdings, Inc.

8308 TSE Financials Banks
TSE Prime
¥2,522.00
+1.35%
Delayed · cached 15 min

Fair value analysis

8308
Resona Holdings, Inc.
FinancialsBanks
¥2,522.00
Close used for this calculation
¥2,056.88Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
36/100
Profitability19/25
Returns5/25
Balance Sheet3/25
Efficiency9/25
Growth15/25
Average
Quality radar
36Prof.19/25Ret.5/25Eff.9/25B.Sht3/25Growth15/25

Consensus fair value

¥2,056.88
Above FV
▼ -18.4% against the close used
Model range ¥1,022.95 – ¥2,714.61
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,022.95Fair value¥2,056.88Bull¥2,714.61
FairClose
52-week traded range
52W low ¥1,402.5052W high ¥2,550.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Resona Holdings, Inc. closed at ¥2,522.00, 22.6% above the consensus fair value of ¥2,056.88 drawn from 8 valuation models.

Financial DNA score 36/100 — Average. P/E of 22.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥2,259.22
-10.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥1,815.29
-28.0%
√(22.5 × EPS × BVPS)
EPS=113.82, BVPS=1286.73 · outside Graham range (P/E 22.2, P/B 2) — asset-light, treat as a rough floor
P/E Fair Value
¥2,276.40
-9.7%
EPS × 20x (sector P/E)
EPS=113.82, Sector P/E=20x
Peter Lynch (PEG)
¥2,714.61
+7.6%
EPS × Growth% (PEG = 1 is fair)
EPS=113.82, g=23.9%
Dividend Discount (DDM)
¥1,566.16
-37.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=29, r=10%, g=8%
Book Value (P/B)
¥1,022.95
-59.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1286.73, ROE=9.2%, g=6%, r=10%
Reverse DCF
¥2,522.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.5% | Historical: 23.9%
Margin of Safety
¥1,587.73
-37.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2116.97, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.