The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥4,531.46Fair value¥7,647.93Bull¥9,203.41
FairClose
52-week traded range
52W low ¥3,885.0052W high ¥7,214.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
Sumitomo Mitsui Financial Group,Inc. closed at ¥6,911.00, 9.6% below the consensus fair value of ¥7,647.93 drawn from 8 valuation models.
Financial DNA score 46/100 — Average. P/E of 16.8x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥8,177.20
+18.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥6,193.50
-10.4%
√(22.5 × EPS × BVPS)
EPS=411.97, BVPS=4138.32 · outside Graham range (P/E 16.8, P/B 1.7) — asset-light, treat as a rough floor
P/E Fair Value
¥8,239.40
+19.2%
EPS × 20x (sector P/E)
EPS=411.97, Sector P/E=20x
Peter Lynch (PEG)
¥9,203.41
+33.2%
EPS × Growth% (PEG = 1 is fair)
EPS=411.97, g=22.3%
Dividend Discount (DDM)
¥8,471.50
+22.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=156.88, r=10%, g=8%
Book Value (P/B)
¥4,531.46
-34.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=4138.32, ROE=10.4%, g=6%, r=10%
Reverse DCF
¥6,911.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.8% | Historical: 22.3%
Margin of Safety
¥5,652.53
-18.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7536.7, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.