The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥1,612.92Fair value¥2,883.81Bull¥3,431.92
FairClose
52-week traded range
52W low ¥1,523.0052W high ¥2,910.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
The Gunma Bank,Ltd. closed at ¥2,891.00, 0.2% above the consensus fair value of ¥2,883.81 drawn from 8 valuation models.
Financial DNA score 43/100 — Average. P/E of 18.7x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥3,074.02
+6.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,385.68
-17.5%
√(22.5 × EPS × BVPS)
EPS=154.87, BVPS=1633.33 · outside Graham range (P/E 18.7, P/B 1.8) — asset-light, treat as a rough floor
P/E Fair Value
¥3,097.40
+7.1%
EPS × 20x (sector P/E)
EPS=154.87, Sector P/E=20x
Peter Lynch (PEG)
¥3,431.92
+18.7%
EPS × Growth% (PEG = 1 is fair)
EPS=154.87, g=22.2%
Dividend Discount (DDM)
¥3,340.84
+15.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=61.87, r=10%, g=8%
Book Value (P/B)
¥1,612.92
-44.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1633.33, ROE=10%, g=6%, r=10%
Reverse DCF
¥2,891.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.2% | Historical: 22.2%
Margin of Safety
¥2,139.28
-26.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2852.37, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.