Tsukuba Bank,Ltd.

8338 TSE Financials Banks
TSE Prime
¥726.00
-0.27%
Delayed · cached 15 min

Fair value analysis

8338
Tsukuba Bank,Ltd.
FinancialsBanks
¥726.00
Close used for this calculation
¥1,340.57Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
38/100
Profitability13/25
Returns6/25
Balance Sheet3/25
Efficiency16/25
Growth14/25
Average
Quality radar
38Prof.13/25Ret.6/25Eff.16/25B.Sht3/25Growth14/25

Consensus fair value

¥1,340.57
Below FV
▲ +84.7% against the close used
Model range ¥160.15 – ¥1,599.40
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥160.15Fair value¥1,340.57Bull¥1,599.40
FairClose
52-week traded range
52W low ¥283.0052W high ¥775.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Tsukuba Bank,Ltd. closed at ¥726.00, 45.8% below the consensus fair value of ¥1,340.57 drawn from 7 valuation models.

Financial DNA score 38/100 — Average. P/E of 9.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,587.33
+118.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥1,239.69
+70.8%
√(22.5 × EPS × BVPS)
EPS=79.97, BVPS=854.12
P/E Fair Value
¥1,599.40
+120.3%
EPS × 20x (sector P/E)
EPS=79.97, Sector P/E=20x
Peter Lynch (PEG)
¥962.84
+32.6%
EPS × Growth% (PEG = 1 is fair)
EPS=79.97, g=12%
Book Value (P/B)
¥160.15
-77.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=854.12, ROE=6.8%, g=6%, r=10%
Reverse DCF
¥726.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -3.7% | Historical: 12%
Margin of Safety
¥1,106.61
+52.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1475.47, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.