The 77 Bank,Ltd.

8341 TSE Financials Banks
TSE Prime
¥3,973.00
+0.33%
Delayed · cached 15 min

Fair value analysis

8341
The 77 Bank,Ltd.
FinancialsBanks
¥3,973.00
Close used for this calculation
¥5,260.16Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
45/100
Profitability19/25
Returns5/25
Balance Sheet3/25
Efficiency18/25
Growth25/25
Average
Quality radar
45Prof.19/25Ret.5/25Eff.18/25B.Sht3/25Growth25/25

Consensus fair value

¥5,260.16
Below FV
▲ +32.4% against the close used
Model range ¥1,963.22 – ¥14,031.05
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,963.22Fair value¥5,260.16Bull¥14,031.05
FairClose
52-week traded range
52W low ¥1,875.6752W high ¥4,031.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

The 77 Bank,Ltd. closed at ¥3,973.00, 24.5% below the consensus fair value of ¥5,260.16 drawn from 8 valuation models.

Financial DNA score 45/100 — Average. P/E of 16.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥4,807.83
+21.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥4,112.92
+3.5%
√(22.5 × EPS × BVPS)
EPS=242.22, BVPS=3103.91
P/E Fair Value
¥4,844.40
+21.9%
EPS × 20x (sector P/E)
EPS=242.22, Sector P/E=20x
Peter Lynch (PEG)
¥6,016.74
+51.4%
EPS × Growth% (PEG = 1 is fair)
EPS=242.22, g=24.8%
Dividend Discount (DDM)
¥14,031.05
+253.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=259.83, r=10%, g=8%
Book Value (P/B)
¥1,963.22
-50.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3103.91, ROE=8.5%, g=6%, r=10%
Reverse DCF
¥3,973.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.5% | Historical: 24.8%
Margin of Safety
¥3,441.29
-13.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=4588.38, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.