The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥2,206.95Fair value¥6,733.06Bull¥12,278.86
FairClose
52-week traded range
52W low ¥1,560.0052W high ¥4,985.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
The Yamagata Bank,Ltd. closed at ¥4,985.00, 26.0% below the consensus fair value of ¥6,733.06 drawn from 8 valuation models.
Financial DNA score 39/100 — Average. P/E of 24.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥12,278.86
+146.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥4,757.63
-4.6%
√(22.5 × EPS × BVPS)
EPS=207.86, BVPS=4839.81 · outside Graham range (P/E 24, P/B 1) — asset-light, treat as a rough floor
P/E Fair Value
¥4,157.20
-16.6%
EPS × 20x (sector P/E)
EPS=207.86, Sector P/E=20x
Peter Lynch (PEG)
¥3,685.36
-26.1%
EPS × Growth% (PEG = 1 is fair)
EPS=207.86, g=17.7%
Dividend Discount (DDM)
¥4,549.31
-8.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=84.25, r=10%, g=8%
Book Value (P/B)
¥2,206.95
-55.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=4839.81, ROE=4.6%, g=6%, r=10%
Reverse DCF
¥4,985.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 9.6% | Historical: 17.7%
Margin of Safety
¥5,298.42
+6.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7064.56, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.