The Bank of Iwate,Ltd.
TSE Prime
¥2,623.00
+0.61%
Delayed · cached 15 min
Fair value analysis
8345
The Bank of Iwate,Ltd.
¥2,623.00
Close used for this calculation
¥3,831.77Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
45/100
Quality radar
Consensus fair value
¥3,831.77
Below FV▲ +46.1% against the close used
Model range ¥1,325.60 – ¥11,232.21
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥1,325.60Fair value¥3,831.77Bull¥11,232.21
FairClose
52-week traded range
52W low ¥926.2552W high ¥2,623.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
The Bank of Iwate,Ltd. closed at ¥2,623.00, 31.5% below the consensus fair value of ¥3,831.77 drawn from 8 valuation models.
Financial DNA score 45/100 — Average. P/E of 20.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥6,283.07
+139.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,865.60
+9.2%
√(22.5 × EPS × BVPS)
EPS=129.4, BVPS=2820.43
P/E Fair Value
¥2,588.00
-1.3%
EPS × 20x (sector P/E)
EPS=129.4, Sector P/E=20x
Peter Lynch (PEG)
¥2,749.75
+4.8%
EPS × Growth% (PEG = 1 is fair)
EPS=129.4, g=21.3%
Dividend Discount (DDM)
¥11,232.21
+328.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=208, r=10%, g=8%
Book Value (P/B)
¥1,325.60
-49.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2820.43, ROE=4.7%, g=6%, r=10%
Reverse DCF
¥2,623.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.3% | Historical: 21.3%
Margin of Safety
¥2,934.17
+11.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3912.22, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.