THE TOHOKU BANK,LTD.

8349 TSE Financials Banks
TSE Standard
¥1,715.00
+3.44%
Delayed · cached 15 min

Fair value analysis

8349
THE TOHOKU BANK,LTD.
FinancialsBanks
¥1,715.00
Close used for this calculation
¥2,710.23Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
46/100
Profitability11/25
Returns3/25
Balance Sheet11/25
Efficiency21/25
Growth14/25
Average
Quality radar
46Prof.11/25Ret.3/25Eff.21/25B.Sht11/25Growth14/25

Consensus fair value

¥2,710.23
Below FV
▲ +58.0% against the close used
Model range ¥1,073.91 – ¥8,846.38
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,073.91Fair value¥2,710.23Bull¥8,846.38
FairClose
52-week traded range
52W low ¥1,246.0052W high ¥1,715.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

THE TOHOKU BANK,LTD. closed at ¥1,715.00, 36.7% below the consensus fair value of ¥2,710.23 drawn from 8 valuation models.

Financial DNA score 46/100 — Average. P/E of 9.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥8,846.38
+415.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=6.1%, r=10%, tg=3%, n=10yr
Graham Number
¥3,142.90
+83.3%
√(22.5 × EPS × BVPS)
EPS=176.63, BVPS=2485.51
P/E Fair Value
¥3,532.60
+106.0%
EPS × 20x (sector P/E)
EPS=176.63, Sector P/E=20x
Peter Lynch (PEG)
¥1,073.91
-37.4%
EPS × Growth% (PEG = 1 is fair)
EPS=176.63, g=6.1%
Dividend Discount (DDM)
¥1,355.17
-21.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=50.08, r=10%, g=6.1%
Book Value (P/B)
¥1,220.38
-28.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2485.51, ROE=4.9%, g=6%, r=10%
Reverse DCF
¥1,715.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -2.7% | Historical: 6.1%
Margin of Safety
¥3,880.47
+126.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=5173.96, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.