Fukuoka Financial Group,Inc.

8354 TSE Financials Banks
TSE Prime
¥7,827.00
+0.76%
Delayed · cached 15 min

Fair value analysis

8354
Fukuoka Financial Group,Inc.
FinancialsBanks
¥7,827.00
Close used for this calculation
¥8,026.17Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
39/100
Profitability15/25
Returns5/25
Balance Sheet3/25
Efficiency16/25
Growth11/25
Average
Quality radar
39Prof.15/25Ret.5/25Eff.16/25B.Sht3/25Growth11/25

Consensus fair value

¥8,026.17
Near FV
▲ +2.5% against the close used
Model range ¥3,584.99 – ¥9,721.13
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥3,584.99Fair value¥8,026.17Bull¥9,721.13
FairClose
52-week traded range
52W low ¥4,189.0052W high ¥7,941.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Fukuoka Financial Group,Inc. closed at ¥7,827.00, 2.5% below the consensus fair value of ¥8,026.17 drawn from 8 valuation models.

Financial DNA score 39/100 — Average. P/E of 17.3x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥8,971.56
+14.6%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥7,622.42
-2.6%
√(22.5 × EPS × BVPS)
EPS=451.99, BVPS=5713.14 · outside Graham range (P/E 17.3, P/B 1.4) — asset-light, treat as a rough floor
P/E Fair Value
¥9,039.80
+15.5%
EPS × 20x (sector P/E)
EPS=451.99, Sector P/E=20x
Peter Lynch (PEG)
¥5,464.56
-30.2%
EPS × Growth% (PEG = 1 is fair)
EPS=451.99, g=12.1%
Dividend Discount (DDM)
¥9,721.13
+24.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=180.02, r=10%, g=8%
Book Value (P/B)
¥3,584.99
-54.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=5713.14, ROE=8.5%, g=6%, r=10%
Reverse DCF
¥7,827.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.2% | Historical: 12.1%
Margin of Safety
¥6,408.45
-18.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=8544.59, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.