Suruga Bank Ltd.

8358 TSE Financials Banks
TSE Prime
¥2,806.00
+0.07%
Delayed · cached 15 min

Fair value analysis

8358
Suruga Bank Ltd.
FinancialsBanks
¥2,806.00
Close used for this calculation
¥3,755.76Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
49/100
Profitability19/25
Returns9/25
Balance Sheet3/25
Efficiency18/25
Growth23/25
Average
Quality radar
49Prof.19/25Ret.9/25Eff.18/25B.Sht3/25Growth23/25

Consensus fair value

¥3,755.76
Below FV
▲ +33.8% against the close used
Model range ¥2,469.47 – ¥5,956.50
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥2,469.47Fair value¥3,755.76Bull¥5,956.50
FairClose
52-week traded range
52W low ¥1,454.0052W high ¥2,995.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Suruga Bank Ltd. closed at ¥2,806.00, 25.3% below the consensus fair value of ¥3,755.76 drawn from 8 valuation models.

Financial DNA score 49/100 — Average. P/E of 14.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,941.02
+40.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,910.31
+3.7%
√(22.5 × EPS × BVPS)
EPS=198.55, BVPS=1895.95
P/E Fair Value
¥3,971.00
+41.5%
EPS × 20x (sector P/E)
EPS=198.55, Sector P/E=20x
Peter Lynch (PEG)
¥5,956.50
+112.3%
EPS × Growth% (PEG = 1 is fair)
EPS=198.55, g=30%
Dividend Discount (DDM)
¥3,242.61
+15.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=60.05, r=10%, g=8%
Book Value (P/B)
¥2,469.47
-12.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=1895.95, ROE=11.2%, g=6%, r=10%
Reverse DCF
¥2,806.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.5% | Historical: 44.5%
Margin of Safety
¥2,705.58
-3.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3607.44, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.