Hachijuni Nagano Bank,Ltd.
TSE Prime
¥2,703.50
-0.59%
Delayed · cached 15 min
Fair value analysis
8359
Hachijuni Nagano Bank,Ltd.
¥2,703.50
Close used for this calculation
¥2,849.85Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
46/100
Quality radar
Consensus fair value
¥2,849.85
Near FV▲ +5.4% against the close used
Model range ¥63.17 – ¥3,492.79
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥63.17Fair value¥2,849.85Bull¥3,492.79
FairClose
52-week traded range
52W low ¥1,403.5052W high ¥2,759.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
Hachijuni Nagano Bank,Ltd. closed at ¥2,703.50, 5.1% below the consensus fair value of ¥2,849.85 drawn from 8 valuation models.
Financial DNA score 46/100 — Average. P/E of 19.2x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥2,802.28
+3.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,833.02
+4.8%
√(22.5 × EPS × BVPS)
EPS=141.18, BVPS=2526.64
P/E Fair Value
¥2,823.60
+4.4%
EPS × 20x (sector P/E)
EPS=141.18, Sector P/E=20x
Peter Lynch (PEG)
¥3,492.79
+29.2%
EPS × Growth% (PEG = 1 is fair)
EPS=141.18, g=24.7%
Dividend Discount (DDM)
¥3,240.96
+19.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=60.02, r=10%, g=8%
Book Value (P/B)
¥63.17
-97.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2526.64, ROE=6.1%, g=6%, r=10%
Reverse DCF
¥2,703.50
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.6% | Historical: 24.7%
Margin of Safety
¥2,114.73
-21.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2819.63, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.