The Yamanashi Chuo Bank,Ltd.
TSE Prime
¥7,210.00
+0.14%
Delayed · cached 15 min
Fair value analysis
8360
The Yamanashi Chuo Bank,Ltd.
¥7,210.00
Close used for this calculation
¥6,363.70Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
31/100
Quality radar
Consensus fair value
¥6,363.70
Near FV▼ -11.7% against the close used
Model range ¥3,400.08 – ¥7,784.64
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥3,400.08Fair value¥6,363.70Bull¥7,784.64
FairClose
52-week traded range
52W low ¥3,050.0052W high ¥7,590.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
The Yamanashi Chuo Bank,Ltd. closed at ¥7,210.00, 13.3% above the consensus fair value of ¥6,363.70 drawn from 8 valuation models.
Financial DNA score 31/100 — Weak. P/E of 22.1x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥6,470.58
-10.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥7,461.04
+3.5%
√(22.5 × EPS × BVPS)
EPS=325.99, BVPS=7589.47
P/E Fair Value
¥6,519.80
-9.6%
EPS × 20x (sector P/E)
EPS=325.99, Sector P/E=20x
Peter Lynch (PEG)
¥7,784.64
+8.0%
EPS × Growth% (PEG = 1 is fair)
EPS=325.99, g=23.9%
Dividend Discount (DDM)
¥7,085.99
-1.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=131.22, r=10%, g=8%
Book Value (P/B)
¥3,400.08
-52.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=7589.47, ROE=4.5%, g=6%, r=10%
Reverse DCF
¥7,210.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.5% | Historical: 23.9%
Margin of Safety
¥5,112.86
-29.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=6817.14, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.