The Ogaki Kyoritsu Bank,Ltd.

8361 TSE Financials Banks
TSE Prime
¥8,180.00
+0.25%
Delayed · cached 15 min

Fair value analysis

8361
The Ogaki Kyoritsu Bank,Ltd.
FinancialsBanks
¥8,180.00
Close used for this calculation
¥6,886.18Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
46/100
Profitability15/25
Returns4/25
Balance Sheet11/25
Efficiency16/25
Growth12/25
Average
Quality radar
46Prof.15/25Ret.4/25Eff.16/25B.Sht11/25Growth12/25

Consensus fair value

¥6,886.18
Above FV
▼ -15.8% against the close used
Model range ¥4,320.91 – ¥9,655.95
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥4,320.91Fair value¥6,886.18Bull¥9,655.95
FairClose
52-week traded range
52W low ¥3,270.0052W high ¥8,280.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

The Ogaki Kyoritsu Bank,Ltd. closed at ¥8,180.00, 18.8% above the consensus fair value of ¥6,886.18 drawn from 8 valuation models.

Financial DNA score 46/100 — Average. P/E of 17.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥4,320.91
-47.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥9,655.95
+18.0%
√(22.5 × EPS × BVPS)
EPS=466.06, BVPS=8891.3
P/E Fair Value
¥9,321.20
+14.0%
EPS × 20x (sector P/E)
EPS=466.06, Sector P/E=20x
Peter Lynch (PEG)
¥7,564.15
-7.5%
EPS × Growth% (PEG = 1 is fair)
EPS=466.06, g=16.2%
Dividend Discount (DDM)
¥8,083.48
-1.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=149.69, r=10%, g=8%
Book Value (P/B)
¥5,041.37
-38.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=8891.3, ROE=5.7%, g=6%, r=10%
Reverse DCF
¥8,180.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.4% | Historical: 16.2%
Margin of Safety
¥5,824.52
-28.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7766.02, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.