The Fukui Bank,Ltd.

8362 TSE Financials Banks
TSE Prime
¥7,680.00
+4.92%
Delayed · cached 15 min

Fair value analysis

8362
The Fukui Bank,Ltd.
FinancialsBanks
¥7,680.00
Close used for this calculation
¥6,660.14Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
32/100
Profitability15/25
Returns5/25
Balance Sheet3/25
Efficiency9/25
Growth12/25
Weak
Quality radar
32Prof.15/25Ret.5/25Eff.9/25B.Sht3/25Growth12/25

Consensus fair value

¥6,660.14
Near FV
▼ -13.3% against the close used
Model range ¥3,833.55 – ¥7,272.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥3,833.55Fair value¥6,660.14Bull¥7,272.80
FairClose
52-week traded range
52W low ¥1,958.0052W high ¥7,680.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

The Fukui Bank,Ltd. closed at ¥7,680.00, 15.3% above the consensus fair value of ¥6,660.14 drawn from 8 valuation models.

Financial DNA score 32/100 — Weak. P/E of 21.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥7,217.90
-6.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥7,266.65
-5.4%
√(22.5 × EPS × BVPS)
EPS=363.64, BVPS=6453.78 · outside Graham range (P/E 21.1, P/B 1.2) — asset-light, treat as a rough floor
P/E Fair Value
¥7,272.80
-5.3%
EPS × 20x (sector P/E)
EPS=363.64, Sector P/E=20x
Peter Lynch (PEG)
¥6,538.25
-14.9%
EPS × Growth% (PEG = 1 is fair)
EPS=363.64, g=18%
Dividend Discount (DDM)
¥5,847.55
-23.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=108.29, r=10%, g=8%
Book Value (P/B)
¥3,833.55
-50.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=6453.78, ROE=5.9%, g=6%, r=10%
Reverse DCF
¥7,680.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.9% | Historical: 18%
Margin of Safety
¥5,439.34
-29.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7252.45, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.