THE SHIGA BANK,LTD.

8366 TSE Financials Banks
TSE Prime
¥2,852.00
-0.49%
Delayed · cached 15 min

Fair value analysis

8366
THE SHIGA BANK,LTD.
FinancialsBanks
¥2,852.00
Close used for this calculation
¥1,690.30Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
26/100
Profitability9/25
Returns1/25
Balance Sheet3/25
Efficiency13/25
Growth6/25
Weak
Quality radar
26Prof.9/25Ret.1/25Eff.13/25B.Sht3/25Growth6/25

Consensus fair value

¥1,690.30
Above FV
▼ -40.7% against the close used
Model range ¥434.59 – ¥2,771.81
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥434.59Fair value¥1,690.30Bull¥2,771.81
FairClose
52-week traded range
52W low ¥1,202.0052W high ¥2,891.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

THE SHIGA BANK,LTD. closed at ¥2,852.00, 68.7% above the consensus fair value of ¥1,690.30 drawn from 8 valuation models.

Financial DNA score 26/100 — Weak. P/E of 30.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,431.14
-49.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=4.7%, r=10%, tg=3%, n=10yr
Graham Number
¥2,142.40
-24.9%
√(22.5 × EPS × BVPS)
EPS=92.27, BVPS=2210.85 · outside Graham range (P/E 30.9, P/B 1.3) — asset-light, treat as a rough floor
P/E Fair Value
¥1,845.40
-35.3%
EPS × 20x (sector P/E)
EPS=92.27, Sector P/E=20x
Peter Lynch (PEG)
¥434.59
-84.8%
EPS × Growth% (PEG = 1 is fair)
EPS=92.27, g=4.7%
Dividend Discount (DDM)
¥2,771.81
-2.8%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=140.03, r=10%, g=4.7%
Book Value (P/B)
¥986.04
-65.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2210.85, ROE=4.5%, g=4.7%, r=10%
Reverse DCF
¥2,852.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 13% | Historical: 4.7%
Margin of Safety
¥1,354.74
-52.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1806.31, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.