The Hyakugo Bank,Ltd.

8368 TSE Financials Banks
TSE Prime
¥2,399.00
+1.14%
Delayed · cached 15 min

Fair value analysis

8368
The Hyakugo Bank,Ltd.
FinancialsBanks
¥2,399.00
Close used for this calculation
¥2,036.18Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
39/100
Profitability15/25
Returns4/25
Balance Sheet11/25
Efficiency9/25
Growth12/25
Average
Quality radar
39Prof.15/25Ret.4/25Eff.9/25B.Sht11/25Growth12/25

Consensus fair value

¥2,036.18
Above FV
▼ -15.1% against the close used
Model range ¥1,195.25 – ¥2,295.38
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,195.25Fair value¥2,036.18Bull¥2,295.38
FairClose
52-week traded range
52W low ¥867.0052W high ¥2,453.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

The Hyakugo Bank,Ltd. closed at ¥2,399.00, 17.8% above the consensus fair value of ¥2,036.18 drawn from 8 valuation models.

Financial DNA score 39/100 — Average. P/E of 21.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥2,161.04
-9.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,295.38
-4.3%
√(22.5 × EPS × BVPS)
EPS=110.3, BVPS=2123.01 · outside Graham range (P/E 21.8, P/B 1.1) — asset-light, treat as a rough floor
P/E Fair Value
¥2,206.00
-8.0%
EPS × 20x (sector P/E)
EPS=110.3, Sector P/E=20x
Peter Lynch (PEG)
¥2,091.29
-12.8%
EPS × Growth% (PEG = 1 is fair)
EPS=110.3, g=19%
Dividend Discount (DDM)
¥1,839.55
-23.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=34.07, r=10%, g=8%
Book Value (P/B)
¥1,195.25
-50.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2123.01, ROE=5.6%, g=6%, r=10%
Reverse DCF
¥2,399.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.3% | Historical: 19%
Margin of Safety
¥1,665.61
-30.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2220.81, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.