The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥2,913.33Fair value¥5,943.45Bull¥7,404.80
FairClose
52-week traded range
52W low ¥2,765.0052W high ¥5,160.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
The Kiyo Bank,Ltd. closed at ¥5,060.00, 14.9% below the consensus fair value of ¥5,943.45 drawn from 8 valuation models.
Financial DNA score 40/100 — Average. P/E of 14.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥6,743.01
+33.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥5,414.54
+7.0%
√(22.5 × EPS × BVPS)
EPS=339.91, BVPS=3833.33
P/E Fair Value
¥6,798.20
+34.4%
EPS × 20x (sector P/E)
EPS=339.91, Sector P/E=20x
Peter Lynch (PEG)
¥3,055.79
-39.6%
EPS × Growth% (PEG = 1 is fair)
EPS=339.91, g=9%
Dividend Discount (DDM)
¥7,404.80
+46.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=137.13, r=10%, g=8%
Book Value (P/B)
¥2,913.33
-42.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3833.33, ROE=9%, g=6%, r=10%
Reverse DCF
¥5,060.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 3.2% | Historical: 9%
Margin of Safety
¥4,738.94
-6.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=6318.58, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.