The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥4,004.56Fair value¥9,679.35Bull¥14,544.60
FairClose
52-week traded range
52W low ¥3,518.0052W high ¥8,592.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
Hokuhoku Financial Group, Inc. closed at ¥8,250.00, 14.8% below the consensus fair value of ¥9,679.35 drawn from 8 valuation models.
Financial DNA score 49/100 — Average. P/E of 17.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥11,770.57
+42.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥8,104.91
-1.8%
√(22.5 × EPS × BVPS)
EPS=484.82, BVPS=6021.9 · outside Graham range (P/E 17, P/B 1.4) — asset-light, treat as a rough floor
P/E Fair Value
¥9,696.40
+17.5%
EPS × 20x (sector P/E)
EPS=484.82, Sector P/E=20x
Peter Lynch (PEG)
¥14,544.60
+76.3%
EPS × Growth% (PEG = 1 is fair)
EPS=484.82, g=30%
Dividend Discount (DDM)
¥5,925.15
-28.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=109.73, r=10%, g=8%
Book Value (P/B)
¥4,004.56
-51.5%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=6021.9, ROE=8.7%, g=6%, r=10%
Reverse DCF
¥8,250.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5% | Historical: 30.2%
Margin of Safety
¥7,392.97
-10.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=9857.29, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.