The San-in Godo Bank,Ltd.
TSE Prime
¥2,579.00
+0.27%
Delayed · cached 15 min
Fair value analysis
8381
The San-in Godo Bank,Ltd.
¥2,579.00
Close used for this calculation
¥2,632.25Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
42/100
Quality radar
Consensus fair value
¥2,632.25
Near FV▲ +2.1% against the close used
Model range ¥618.11 – ¥3,244.90
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥618.11Fair value¥2,632.25Bull¥3,244.90
FairClose
52-week traded range
52W low ¥1,291.0052W high ¥2,644.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
The San-in Godo Bank,Ltd. closed at ¥2,579.00, 2.0% below the consensus fair value of ¥2,632.25 drawn from 8 valuation models.
Financial DNA score 42/100 — Average. P/E of 17.2x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥2,977.55
+15.5%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,682.16
+4.0%
√(22.5 × EPS × BVPS)
EPS=150.01, BVPS=2131.4
P/E Fair Value
¥3,000.20
+16.3%
EPS × 20x (sector P/E)
EPS=150.01, Sector P/E=20x
Peter Lynch (PEG)
¥1,782.12
-30.9%
EPS × Growth% (PEG = 1 is fair)
EPS=150.01, g=11.9%
Dividend Discount (DDM)
¥3,244.90
+25.8%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=60.09, r=10%, g=8%
Book Value (P/B)
¥618.11
-76.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2131.4, ROE=7.2%, g=6%, r=10%
Reverse DCF
¥2,579.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.1% | Historical: 11.9%
Margin of Safety
¥2,164.98
-16.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2886.64, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.