THE TOTTORI BANK,LTD.

8383 TSE Financials Banks
TSE Standard
¥1,941.00
+1.15%
Delayed · cached 15 min

Fair value analysis

8383
THE TOTTORI BANK,LTD.
FinancialsBanks
¥1,941.00
Close used for this calculation
¥3,173.47Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
44/100
Profitability15/25
Returns3/25
Balance Sheet3/25
Efficiency23/25
Growth20/25
Average
Quality radar
44Prof.15/25Ret.3/25Eff.23/25B.Sht3/25Growth20/25

Consensus fair value

¥3,173.47
Below FV
▲ +63.5% against the close used
Model range ¥1,725.33 – ¥4,530.44
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,725.33Fair value¥3,173.47Bull¥4,530.44
FairClose
52-week traded range
52W low ¥1,327.0052W high ¥2,023.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

THE TOTTORI BANK,LTD. closed at ¥1,941.00, 38.8% below the consensus fair value of ¥3,173.47 drawn from 8 valuation models.

Financial DNA score 44/100 — Average. P/E of 11.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,358.26
+73.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥4,530.44
+133.4%
√(22.5 × EPS × BVPS)
EPS=169.19, BVPS=5391.67
P/E Fair Value
¥3,383.80
+74.3%
EPS × 20x (sector P/E)
EPS=169.19, Sector P/E=20x
Peter Lynch (PEG)
¥2,613.99
+34.7%
EPS × Growth% (PEG = 1 is fair)
EPS=169.19, g=15.5%
Dividend Discount (DDM)
¥2,704.20
+39.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=50.08, r=10%, g=8%
Book Value (P/B)
¥1,725.33
-11.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=5391.67, ROE=3.2%, g=6%, r=10%
Reverse DCF
¥1,941.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -0.4% | Historical: 15.5%
Margin of Safety
¥2,818.13
+45.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3757.5, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.