The Hyakujushi Bank,Ltd.

8386 TSE Financials Banks
TSE Prime
¥3,085.00
+0.98%
Delayed · cached 15 min

Fair value analysis

8386
The Hyakujushi Bank,Ltd.
FinancialsBanks
¥3,085.00
Close used for this calculation
¥3,027.05Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
38/100
Profitability13/25
Returns4/25
Balance Sheet3/25
Efficiency18/25
Growth11/25
Average
Quality radar
38Prof.13/25Ret.4/25Eff.18/25B.Sht3/25Growth11/25

Consensus fair value

¥3,027.05
Near FV
▼ -1.9% against the close used
Model range ¥1,793.37 – ¥12,644.18
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,793.37Fair value¥3,027.05Bull¥12,644.18
FairClose
52-week traded range
52W low ¥1,205.0052W high ¥3,165.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

The Hyakujushi Bank,Ltd. closed at ¥3,085.00, 1.9% above the consensus fair value of ¥3,027.05 drawn from 8 valuation models.

Financial DNA score 38/100 — Average. P/E of 18.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,296.33
+6.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥3,559.13
+15.4%
√(22.5 × EPS × BVPS)
EPS=166.07, BVPS=3390.11
P/E Fair Value
¥3,321.40
+7.7%
EPS × 20x (sector P/E)
EPS=166.07, Sector P/E=20x
Peter Lynch (PEG)
¥2,104.11
-31.8%
EPS × Growth% (PEG = 1 is fair)
EPS=166.07, g=12.7%
Dividend Discount (DDM)
¥12,644.18
+309.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=234.15, r=10%, g=8%
Book Value (P/B)
¥1,793.37
-41.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3390.11, ROE=5.3%, g=6%, r=10%
Reverse DCF
¥3,085.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.2% | Historical: 12.7%
Margin of Safety
¥2,544.22
-17.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3392.29, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.