The Shikoku Bank, Ltd.

8387 TSE Financials Banks
TSE Prime
¥4,125.00
+1.85%
Delayed · cached 15 min

Fair value analysis

8387
The Shikoku Bank, Ltd.
FinancialsBanks
¥4,125.00
Close used for this calculation
¥7,332.62Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
49/100
Profitability19/25
Returns6/25
Balance Sheet3/25
Efficiency21/25
Growth23/25
Average
Quality radar
49Prof.19/25Ret.6/25Eff.21/25B.Sht3/25Growth23/25

Consensus fair value

¥7,332.62
Below FV
▲ +77.8% against the close used
Model range ¥3,229.87 – ¥9,084.44
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥3,229.87Fair value¥7,332.62Bull¥9,084.44
FairClose
52-week traded range
52W low ¥1,359.0052W high ¥4,125.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

The Shikoku Bank, Ltd. closed at ¥4,125.00, 43.7% below the consensus fair value of ¥7,332.62 drawn from 8 valuation models.

Financial DNA score 49/100 — Average. P/E of 9.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥8,298.08
+101.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥6,566.01
+59.2%
√(22.5 × EPS × BVPS)
EPS=418.06, BVPS=4583.33
P/E Fair Value
¥8,361.20
+102.7%
EPS × 20x (sector P/E)
EPS=418.06, Sector P/E=20x
Peter Lynch (PEG)
¥9,084.44
+120.2%
EPS × Growth% (PEG = 1 is fair)
EPS=418.06, g=21.7%
Dividend Discount (DDM)
¥3,229.87
-21.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=59.81, r=10%, g=8%
Book Value (P/B)
¥4,514.58
+9.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=4583.33, ROE=9.9%, g=6%, r=10%
Reverse DCF
¥4,125.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -2.5% | Historical: 21.7%
Margin of Safety
¥5,806.32
+40.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7741.76, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.